/* -----------------------------------------------------------
   HELI CONSULTANCY - LOAN & FINANCE STYLESHEET
   WhatsApp Number: +91 98700 33647
----------------------------------------------------------- */

:root {
  --primary: #0a2540;
  --primary-dark: #051525;
  --primary-light: #163e69;
  --secondary: #e59819;
  --secondary-hover: #cb8310;
  --accent-green: #10b981;
  --whatsapp-color: #25d366;
  --whatsapp-hover: #1ebd58;
  --text-main: #2d3748;
  --text-muted: #64748b;
  --bg-light: #f8fafc;
  --bg-white: #ffffff;
  --border-color: #e2e8f0;
  --card-shadow: 0 10px 30px rgba(10, 37, 64, 0.08);
  --card-hover-shadow: 0 20px 40px rgba(10, 37, 64, 0.15);
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --font-main: 'Poppins', sans-serif;
  --font-heading: 'Outfit', 'Poppins', sans-serif;
}

*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
  max-width: 100vw;
}

body {
  font-family: var(--font-main);
  color: var(--text-main);
  background-color: var(--bg-white);
  line-height: 1.6;
  overflow-x: hidden;
  max-width: 100vw;
  width: 100%;
  position: relative;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--primary);
  font-weight: 700;
  line-height: 1.25;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

ul {
  list-style: none;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 20px;
}

/* Section Common Styles */
.section-padding {
  padding: 75px 0;
  overflow: hidden;
  width: 100%;
}

.section-title {
  text-align: center;
  margin-bottom: 45px;
}

.section-badge {
  display: inline-block;
  background: rgba(229, 152, 25, 0.12);
  color: var(--secondary);
  font-size: 0.85rem;
  font-weight: 600;
  padding: 6px 16px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 12px;
}

.section-title h2 {
  font-size: 2.3rem;
  margin-bottom: 12px;
}

.section-title p {
  color: var(--text-muted);
  max-width: 650px;
  margin: 0 auto;
  font-size: 1.05rem;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 26px;
  font-size: 0.98rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  cursor: pointer;
  border: none;
  transition: var(--transition);
  max-width: 100%;
  white-space: nowrap;
}

.btn-primary {
  background: var(--primary);
  color: #fff;
}
.btn-primary:hover {
  background: var(--primary-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(10, 37, 64, 0.25);
  color: #fff;
}

.btn-secondary {
  background: var(--secondary);
  color: #fff;
}
.btn-secondary:hover {
  background: var(--secondary-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(229, 152, 25, 0.3);
  color: #fff;
}

.btn-whatsapp {
  background: var(--whatsapp-color);
  color: #fff;
}
.btn-whatsapp:hover {
  background: var(--whatsapp-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(37, 211, 102, 0.35);
  color: #fff;
}

.btn-outline {
  border: 2px solid var(--primary);
  color: var(--primary);
  background: transparent;
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
}

.btn-outline-white {
  border: 2px solid rgba(255, 255, 255, 0.85);
  color: #fff;
  background: transparent;
}
.btn-outline-white:hover {
  background: #fff;
  color: var(--primary);
}

.btn-sm {
  padding: 8px 18px;
  font-size: 0.88rem;
}

.btn-lg {
  padding: 14px 30px;
  font-size: 1.05rem;
}

/* =========================================================
   TOPBAR & HEADER
========================================================= */
.top-bar {
  background: var(--primary-dark);
  color: #cbd5e1;
  font-size: 0.85rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  width: 100%;
}

.top-bar-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.top-info {
  display: flex;
  gap: 20px;
  align-items: center;
  flex-wrap: wrap;
}

.top-info a {
  color: #e2e8f0;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.top-info a:hover {
  color: var(--secondary);
}

.top-right {
  display: flex;
  align-items: center;
  gap: 15px;
}

.top-whatsapp-link {
  color: #4ade80 !important;
  font-weight: 600;
}

/* Main Navigation */
.main-header {
  background: #ffffff;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
  transition: var(--transition);
  width: 100%;
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.brand-logo img {
  height: 52px;
  width: auto;
  border-radius: 6px;
  object-fit: contain;
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.1;
  letter-spacing: -0.5px;
}

.brand-title span {
  color: var(--secondary);
}

.brand-subtitle {
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
}

.nav-links li a {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--primary);
  position: relative;
  padding: 6px 0;
}

.nav-links li a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--secondary);
  transition: var(--transition);
}

.nav-links li a:hover,
.nav-links li a.active {
  color: var(--secondary);
}

.nav-links li a:hover::after,
.nav-links li a.active::after {
  width: 100%;
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* Mobile Nav Toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: var(--primary);
  cursor: pointer;
  padding: 5px;
}

/* =========================================================
   HERO SECTION
========================================================= */
.hero-section {
  position: relative;
  background: linear-gradient(135deg, #071a2f 0%, #0d3257 50%, #103f6f 100%);
  color: #fff;
  padding: 75px 0 85px;
  overflow: hidden;
  width: 100%;
}

.hero-shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.15;
  pointer-events: none;
}
.hero-shape-1 {
  width: 300px;
  height: 300px;
  background: #e59819;
  top: -50px;
  right: -30px;
}
.hero-shape-2 {
  width: 250px;
  height: 250px;
  background: #25d366;
  bottom: -40px;
  left: -30px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
  position: relative;
  z-index: 2;
  width: 100%;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(229, 152, 25, 0.18);
  border: 1px solid rgba(229, 152, 25, 0.35);
  color: #fbd38d;
  padding: 6px 16px;
  border-radius: 30px;
  font-size: 0.88rem;
  font-weight: 600;
  margin-bottom: 20px;
}

.hero-title {
  font-size: 2.9rem;
  color: #ffffff;
  font-weight: 800;
  line-height: 1.18;
  margin-bottom: 20px;
  word-wrap: break-word;
}

.hero-title span {
  color: var(--secondary);
  background: linear-gradient(90deg, #f6ad55, #fbd38d);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-description {
  font-size: 1.05rem;
  color: #cbd5e1;
  margin-bottom: 25px;
  max-width: 540px;
}

.hero-features-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 30px;
}

.hero-feat-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  color: #e2e8f0;
}

.hero-feat-item i {
  color: #4ade80;
  font-size: 1rem;
  flex-shrink: 0;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* Hero Inquiry Card */
.hero-card-form {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 30px;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.35);
  color: var(--text-main);
  position: relative;
  width: 100%;
  max-width: 100%;
}

.hero-form-header {
  text-align: center;
  margin-bottom: 18px;
}

.hero-form-header h3 {
  font-size: 1.35rem;
  color: var(--primary);
  margin-bottom: 4px;
}

.hero-form-header p {
  font-size: 0.85rem;
  color: var(--text-muted);
}

.form-group {
  margin-bottom: 14px;
  width: 100%;
}

.form-label {
  display: block;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 5px;
}

.form-control, .form-select, .form-textarea {
  width: 100%;
  max-width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.92rem;
  color: var(--text-main);
  background-color: #f8fafc;
  transition: var(--transition);
  box-sizing: border-box;
}

.form-textarea {
  resize: vertical;
  min-height: 75px;
}

.form-control:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--primary);
  background-color: #ffffff;
  box-shadow: 0 0 0 3px rgba(10, 37, 64, 0.1);
}

/* =========================================================
   KEY STATS / HIGHLIGHT STRIP
========================================================= */
.stats-strip {
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-color);
  padding: 30px 0;
  width: 100%;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  width: 100%;
}

.stat-box {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 10px 12px;
}

.stat-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(10, 37, 64, 0.08);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}

.stat-info h4 {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.1;
}

.stat-info p {
  font-size: 0.82rem;
  color: var(--text-muted);
  font-weight: 500;
}

/* =========================================================
   LOAN CARDS SECTION (Personal & Business Loan)
========================================================= */
.loans-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  width: 100%;
}

.loan-card {
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border-color);
  box-shadow: var(--card-shadow);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  width: 100%;
}

.loan-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-hover-shadow);
  border-color: rgba(229, 152, 25, 0.4);
}

.loan-card-banner {
  padding: 26px;
  position: relative;
  color: #fff;
}

.loan-card-banner.personal-banner {
  background: linear-gradient(135deg, #0a2540 0%, #174d82 100%);
}

.loan-card-banner.business-banner {
  background: linear-gradient(135deg, #103b2b 0%, #1b6348 100%);
}

.loan-badge-top {
  display: inline-block;
  background: rgba(255, 255, 255, 0.2);
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 600;
  margin-bottom: 10px;
  backdrop-filter: blur(5px);
}

.loan-card-banner h3 {
  color: #fff;
  font-size: 1.7rem;
  margin-bottom: 6px;
}

.loan-card-banner p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.92rem;
}

.loan-card-body {
  padding: 26px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.loan-highlights {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  padding: 14px;
  background: var(--bg-light);
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
}

.lh-item span {
  display: block;
  font-size: 0.76rem;
  color: var(--text-muted);
  font-weight: 500;
}

.lh-item strong {
  font-size: 1rem;
  color: var(--primary);
}

.loan-feature-list {
  margin-bottom: 25px;
  flex: 1;
}

.loan-feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 12px;
  font-size: 0.92rem;
}

.loan-feature-list li i {
  color: var(--secondary);
  font-size: 0.95rem;
  margin-top: 4px;
  flex-shrink: 0;
}

.loan-card-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.loan-card-actions .btn {
  flex: 1 1 180px;
  text-align: center;
}

/* =========================================================
   EMI CALCULATOR SECTION (100% RESPONSIVE - NO OVERFLOW)
========================================================= */
.calc-section {
  background: #f1f5f9;
  width: 100%;
}

.calc-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  box-shadow: var(--card-shadow);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  width: 100%;
  max-width: 100%;
}

.calc-controls {
  padding: 35px;
  width: 100%;
  box-sizing: border-box;
}

.calc-group {
  margin-bottom: 26px;
  width: 100%;
}

.calc-header-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 10px;
}

.calc-label {
  font-weight: 600;
  color: var(--primary);
  font-size: 0.92rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.calc-val-box {
  background: #f8fafc;
  border: 1px solid var(--border-color);
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  color: var(--primary);
  font-size: 0.98rem;
  white-space: nowrap;
}

/* Perfect Horizontal Slider Fix */
.calc-slider {
  width: 100% !important;
  max-width: 100% !important;
  height: 8px;
  border-radius: 5px;
  background: #e2e8f0;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
  box-sizing: border-box;
  display: block;
  margin: 8px 0;
  padding: 0;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--secondary);
  cursor: pointer;
  box-shadow: 0 0 10px rgba(229, 152, 25, 0.5);
  border: 2px solid #fff;
  transition: transform 0.15s ease;
}

.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.calc-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--secondary);
  cursor: pointer;
  box-shadow: 0 0 10px rgba(229, 152, 25, 0.5);
  border: 2px solid #fff;
}

.calc-range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.76rem;
  color: var(--text-muted);
  margin-top: 4px;
}

.calc-result-box {
  background: linear-gradient(135deg, #0a2540 0%, #153c64 100%);
  color: #fff;
  padding: 35px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-sizing: border-box;
  width: 100%;
}

.emi-main-display {
  text-align: center;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.emi-main-display span {
  font-size: 0.85rem;
  color: #94a3b8;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.emi-main-display h3 {
  color: #fbd38d;
  font-size: 2.6rem;
  font-weight: 800;
  margin: 6px 0;
  word-break: break-word;
}

.calc-breakdown {
  margin: 20px 0;
}

.calc-row {
  display: flex;
  justify-content: space-between;
  margin-bottom: 12px;
  font-size: 0.92rem;
  color: #e2e8f0;
  gap: 10px;
}

.calc-row strong {
  color: #ffffff;
  text-align: right;
}

/* =========================================================
   GENERIC 2-COLUMN PAGE GRID FOR INNER PAGES
========================================================= */
.page-grid-2col {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: flex-start;
  width: 100%;
}

.use-case-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-bottom: 30px;
  width: 100%;
}

.use-case-box {
  background: #f8fafc;
  padding: 14px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  display: flex;
  gap: 12px;
  align-items: center;
}

.form-row-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  width: 100%;
}

/* =========================================================
   WHY CHOOSE US / FEATURES
========================================================= */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
  width: 100%;
}

.why-card {
  background: #fff;
  border: 1px solid var(--border-color);
  padding: 30px 20px;
  border-radius: var(--radius-md);
  text-align: center;
  transition: var(--transition);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}

.why-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--card-hover-shadow);
  border-color: var(--secondary);
}

.why-icon {
  width: 65px;
  height: 65px;
  border-radius: 50%;
  background: rgba(10, 37, 64, 0.05);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.7rem;
  margin: 0 auto 18px;
  transition: var(--transition);
}

.why-card:hover .why-icon {
  background: var(--secondary);
  color: #fff;
}

.why-card h4 {
  font-size: 1.2rem;
  margin-bottom: 10px;
}

.why-card p {
  color: var(--text-muted);
  font-size: 0.9rem;
}

/* =========================================================
   HOW IT WORKS (PROCESS)
========================================================= */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  position: relative;
  width: 100%;
}

.process-step {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 28px 18px;
  text-align: center;
  border: 1px solid var(--border-color);
  position: relative;
  transition: var(--transition);
}

.process-step:hover {
  border-color: var(--secondary);
  transform: translateY(-4px);
}

.step-num {
  position: absolute;
  top: -15px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: #fff;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.88rem;
  border: 3px solid #fff;
}

.step-icon {
  font-size: 2rem;
  color: var(--secondary);
  margin: 12px 0 12px;
}

.process-step h4 {
  font-size: 1.1rem;
  margin-bottom: 8px;
}

.process-step p {
  font-size: 0.86rem;
  color: var(--text-muted);
}

/* =========================================================
   GALLERY SECTION / PREVIEW
========================================================= */
.gallery-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  width: 100%;
}

.gallery-card {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--card-shadow);
  cursor: pointer;
  background: var(--primary);
  min-height: 250px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
}

.gallery-card-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.gallery-card:hover .gallery-card-bg {
  transform: scale(1.08);
}

.gallery-overlay {
  position: relative;
  z-index: 2;
  background: linear-gradient(to top, rgba(7, 26, 47, 0.95) 0%, rgba(7, 26, 47, 0.4) 65%, transparent 100%);
  padding: 20px;
  color: #fff;
}

.gallery-tag {
  background: var(--secondary);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 9px;
  border-radius: 20px;
  display: inline-block;
  margin-bottom: 6px;
}

.gallery-overlay h4 {
  color: #fff;
  font-size: 1.1rem;
  margin-bottom: 4px;
}

.gallery-overlay p {
  font-size: 0.82rem;
  color: #cbd5e1;
}

/* =========================================================
   TESTIMONIALS SECTION
========================================================= */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
  width: 100%;
}

.testimonial-card {
  background: #fff;
  padding: 26px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  box-shadow: var(--card-shadow);
}

.test-stars {
  color: #f59e0b;
  margin-bottom: 12px;
  font-size: 0.9rem;
}

.test-text {
  font-style: italic;
  font-size: 0.92rem;
  color: #475569;
  margin-bottom: 18px;
  line-height: 1.6;
}

.test-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.author-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-light);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  flex-shrink: 0;
}

.author-info h5 {
  font-size: 0.95rem;
  margin-bottom: 2px;
}

.author-info span {
  font-size: 0.78rem;
  color: var(--text-muted);
}

/* =========================================================
   PARTNER BANKS BANNER
========================================================= */
.partners-section {
  background: #ffffff;
  padding: 40px 0;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
  width: 100%;
  overflow: hidden;
}

.partners-title {
  text-align: center;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 22px;
}

.partners-flex {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  width: 100%;
}

.partner-item {
  font-size: 1rem;
  font-weight: 700;
  color: #475569;
  padding: 8px 16px;
  border-radius: 8px;
  background: #f8fafc;
  display: flex;
  align-items: center;
  gap: 8px;
  border: 1px solid #e2e8f0;
  white-space: nowrap;
}

.partner-item i {
  color: var(--secondary);
}

/* =========================================================
   CTA BANNER SECTION
========================================================= */
.cta-section {
  background: linear-gradient(135deg, #0a2540 0%, #0d3b66 100%);
  color: #fff;
  padding: 60px 0;
  position: relative;
  text-align: center;
  width: 100%;
}

.cta-box {
  max-width: 750px;
  margin: 0 auto;
}

.cta-box h2 {
  color: #fff;
  font-size: 2.2rem;
  margin-bottom: 14px;
}

.cta-box p {
  color: #cbd5e1;
  font-size: 1.05rem;
  margin-bottom: 25px;
}

.cta-actions {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

/* =========================================================
   FOOTER
========================================================= */
.main-footer {
  background: #051525;
  color: #94a3b8;
  padding: 60px 0 25px;
  width: 100%;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.8fr 0.8fr 1fr;
  gap: 35px;
  margin-bottom: 45px;
  width: 100%;
}

.footer-col h4 {
  color: #fff;
  font-size: 1.15rem;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 8px;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 35px;
  height: 2px;
  background: var(--secondary);
}

.footer-about p {
  font-size: 0.88rem;
  line-height: 1.7;
  margin: 14px 0 18px;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links li a {
  color: #94a3b8;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.footer-links li a:hover {
  color: var(--secondary);
  transform: translateX(4px);
}

.footer-contact-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 14px;
  font-size: 0.9rem;
}

.footer-contact-list i {
  color: var(--secondary);
  font-size: 1.05rem;
  margin-top: 3px;
  flex-shrink: 0;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.85rem;
}

/* =========================================================
   FLOATING WHATSAPP BUTTON & QUICK BAR
========================================================= */
.whatsapp-float {
  position: fixed;
  bottom: 25px;
  right: 25px;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 10px;
}

.whatsapp-float-btn {
  width: 56px;
  height: 56px;
  background-color: var(--whatsapp-color);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 30px;
  box-shadow: 0 8px 25px rgba(37, 211, 102, 0.45);
  cursor: pointer;
  transition: var(--transition);
  animation: pulse-green 2s infinite;
}

.whatsapp-float-btn:hover {
  transform: scale(1.08);
  background-color: var(--whatsapp-hover);
  color: #fff;
}

.whatsapp-bubble {
  background: #ffffff;
  color: var(--primary);
  padding: 7px 14px;
  border-radius: 20px;
  font-size: 0.82rem;
  font-weight: 700;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 6px;
}

@keyframes pulse-green {
  0% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.6);
  }
  70% {
    box-shadow: 0 0 0 14px rgba(37, 211, 102, 0);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0);
  }
}

/* =========================================================
   INNER PAGES BANNER & CONTENT
========================================================= */
.page-banner {
  background: linear-gradient(135deg, #071a2f 0%, #0e3760 100%);
  color: #fff;
  padding: 55px 0;
  text-align: center;
  position: relative;
  width: 100%;
}

.page-banner h1 {
  color: #ffffff;
  font-size: 2.5rem;
  margin-bottom: 10px;
  word-wrap: break-word;
}

.breadcrumbs {
  display: inline-flex;
  gap: 8px;
  font-size: 0.88rem;
  color: #94a3b8;
  flex-wrap: wrap;
  justify-content: center;
}

.breadcrumbs a {
  color: #cbd5e1;
}

.breadcrumbs a:hover {
  color: var(--secondary);
}

.breadcrumbs span.active {
  color: var(--secondary);
  font-weight: 600;
}

/* Detail Table & Checklists */
.table-responsive {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  margin: 18px 0;
  box-sizing: border-box;
}

.custom-table {
  width: 100%;
  min-width: 480px;
  border-collapse: collapse;
  background: #fff;
  border-radius: var(--radius-sm);
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.custom-table th, .custom-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border-color);
  text-align: left;
  font-size: 0.92rem;
}

.custom-table th {
  background: var(--primary);
  color: #fff;
  font-weight: 600;
}

.custom-table tr:hover td {
  background: #f8fafc;
}

.doc-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  width: 100%;
}

.doc-card {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 24px;
  box-shadow: var(--card-shadow);
  width: 100%;
}

.doc-card h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.15rem;
  margin-bottom: 14px;
  color: var(--primary);
}

.doc-card h4 i {
  color: var(--secondary);
  flex-shrink: 0;
}

.doc-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 10px;
  font-size: 0.9rem;
}

.doc-list li i {
  color: #10b981;
  margin-top: 4px;
  flex-shrink: 0;
}

/* Contact Page Specific */
.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 35px;
  width: 100%;
}

.contact-info-card {
  background: linear-gradient(135deg, #0a2540 0%, #153e67 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 35px;
  width: 100%;
}

.contact-info-card h3 {
  color: #fff;
  font-size: 1.7rem;
  margin-bottom: 10px;
}

.contact-info-card p {
  color: #cbd5e1;
  font-size: 0.92rem;
  margin-bottom: 25px;
}

.contact-item-box {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 22px;
}

.contact-icon-box {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: var(--secondary);
  flex-shrink: 0;
}

.contact-item-text h5 {
  color: #ffffff;
  font-size: 0.98rem;
  margin-bottom: 3px;
}

.contact-item-text a, .contact-item-text p {
  color: #cbd5e1;
  font-size: 0.9rem;
}

.contact-form-card {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 35px;
  box-shadow: var(--card-shadow);
  width: 100%;
}

/* Modal Styling */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.65);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 15px;
  backdrop-filter: blur(4px);
}

.modal-overlay.active {
  display: flex;
}

.modal-container {
  background: #fff;
  width: 100%;
  max-width: 500px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.3);
  position: relative;
  animation: modalIn 0.3s ease;
}

@keyframes modalIn {
  from {
    transform: scale(0.92);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}

.modal-header {
  background: var(--primary);
  color: #fff;
  padding: 18px 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.modal-header h3 {
  color: #fff;
  font-size: 1.2rem;
}

.modal-close {
  background: none;
  border: none;
  color: #fff;
  font-size: 1.5rem;
  cursor: pointer;
  padding: 0 5px;
}

.modal-body {
  padding: 22px;
  max-height: 80vh;
  overflow-y: auto;
}

/* =========================================================
   COMPREHENSIVE RESPONSIVE MEDIA QUERIES
========================================================= */
@media (max-width: 1024px) {
  .hero-grid, 
  .page-grid-2col, 
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .calc-card {
    grid-template-columns: 1fr;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .why-grid, 
  .gallery-grid, 
  .testimonials-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .top-bar-wrapper {
    flex-direction: column;
    text-align: center;
    gap: 6px;
  }

  .top-info {
    flex-direction: column;
    gap: 4px;
  }

  .mobile-toggle {
    display: block;
  }

  .nav-cta {
    display: none;
  }

  .nav-links {
    position: fixed;
    top: 80px;
    left: -100%;
    width: 100%;
    height: calc(100vh - 80px);
    background: #ffffff;
    flex-direction: column;
    padding: 25px 20px;
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
    transition: left 0.3s ease;
    align-items: flex-start;
    gap: 16px;
    z-index: 999;
    overflow-y: auto;
  }

  .nav-links.active {
    left: 0;
  }

  .hero-title {
    font-size: 2.1rem;
  }

  .hero-features-list {
    grid-template-columns: 1fr;
  }

  .loans-grid,
  .doc-grid,
  .use-case-grid,
  .why-grid, 
  .gallery-grid, 
  .testimonials-grid, 
  .stats-grid, 
  .process-grid {
    grid-template-columns: 1fr;
  }

  .calc-controls {
    padding: 22px 18px;
  }

  .calc-result-box {
    padding: 25px 18px;
  }

  .emi-main-display h3 {
    font-size: 2.1rem;
  }

  .calc-val-box {
    font-size: 0.9rem;
    padding: 4px 10px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .whatsapp-bubble {
    display: none;
  }

  .section-padding {
    padding: 55px 0;
  }

  .section-title h2 {
    font-size: 1.75rem;
  }

  .page-banner h1 {
    font-size: 1.95rem;
  }

  .contact-form-card, 
  .contact-info-card, 
  .hero-card-form {
    padding: 24px 18px;
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 1.8rem;
  }

  .brand-title {
    font-size: 1.2rem;
  }

  .form-row-2col {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .btn {
    width: 100%;
    padding: 12px 18px;
  }

  .hero-actions, .cta-actions {
    flex-direction: column;
    width: 100%;
  }

  .hero-actions .btn, .cta-actions .btn {
    width: 100%;
  }

  .whatsapp-float {
    bottom: 18px;
    right: 18px;
  }

  .whatsapp-float-btn {
    width: 50px;
    height: 50px;
    font-size: 26px;
  }
}